Which discriminatory practice involved denying loans or insurance to people in certain neighborhoods based on race, often evidenced by red-lined maps?

Which discriminatory practice involved denying loans or insurance to people in certain neighborhoods based on race, often evidenced by red-lined maps?

• A. Redlining
• B. NIMBY
• C. Fast-growth cities
• D. New Urbanism

Answer: (A)

Redlining is the discriminatory practice described here. It involves lenders and insurers denying mortgages or insurance to people in specific neighborhoods based on race, a practice often illustrated by maps with red lines around those areas. This designation made it harder for residents in redlined neighborhoods to access financial services, leading to disinvestment, slower home growth, and the perpetuation of racial segregation and wealth gaps. The other terms refer to different urban phenomena: NIMBY describes local opposition to nearby development, fast-growth cities refer to rapid expansion, and New Urbanism is a planning movement focused on walkable, mixed-use communities, not discriminatory lending.

Redlining is the discriminatory practice described here. It involves lenders and insurers denying mortgages or insurance to people in specific neighborhoods based on race, a practice often illustrated by maps with red lines around those areas. This designation made it harder for residents in redlined neighborhoods to access financial services, leading to disinvestment, slower home growth, and the perpetuation of racial segregation and wealth gaps. The other terms refer to different urban phenomena: NIMBY describes local opposition to nearby development, fast-growth cities refer to rapid expansion, and New Urbanism is a planning movement focused on walkable, mixed-use communities, not discriminatory lending.